Mr Lai (left) notes that banks are still looking to give SMEs a loan facility for a minimum of two years, when they just want working capital to tide over two weeks. Mr Mehrotra is betting that Grab's approach of monitoring the merchants' cashflow using data can give them a fighting chance.
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Mr Lai (left) notes that banks are still looking to give SMEs a loan facility for a minimum of two years, when they just want working capital to tide over two weeks. Mr Mehrotra is betting that Grab's approach of monitoring the merchants' cashflow using data can give them a fighting chance.